After having the world in the palm of my hand, believing I had it all with a 5-bedroom, 3-bathroom house in the country on 5 acres of land, 2 motorcycles, a truck, and 3 cars I thought I’d finally found financial freedom, but what a lie, until one morning on my way to work I hit a guardrail at 85 mph on my Harley. After spending 10 months in the hospital, a lot of medical bills, and numerous months after with PTSD because I felt like I failed my family, I realized that (fico) was designed by the banking system for the banking system, using different pieces of credit data in your credit report.

You see, if your credit is bad and your interest rates are up, your credit score is a number that measures your creditworthiness, it tells lenders how likely you are to pay your bills on time or repay money that you borrow, higher credit scores are best because they indicate that you’ve handled credit well in the past and are likely to pay new credit on time, lower credit scores demonstrate that you’ve made some big mistakes in the past and may not make all your payments if you’re given new credit, the banks use this to make so much money off of you. So, I decided to study everything possible to not be a statistic and to leave a legacy for my family. And now I want to help you do the same, to improve your chances of getting a better life with no worries. We are not a statistic we need to leave a legacy. Teaching starts at home. Give us a chance to earn your trust and help you leave that same legacy.